Freight Factoring for Canadian Transportation Companies: Maximize Your Cash Flow
The transportation industry is the backbone of the North American economy, but waiting 30, 60, or even 90 days for shippers and brokers to pay invoices can stall your growth. For Canadian carriers handling domestic routes or navigating cross-border lanes into the USA, steady cash flow isn't just an advantage—it is a necessity.
Our team eliminates the waiting game. We specialize in tailored freight factoring for Canadian transportation companies, providing the immediate working capital you need to cover fuel, maintenance, payroll, and insurance. With advances up to 95%–98%, non-recourse credit protection, and a strict mission to beat any competitor's rate, we ensure your trucks keep moving and your business keeps growing.
Fleet Factoring Solutions (4 or More Trucks)
High-Volume Capital to Scale Your Transportation Fleet
Managing a growing fleet of four or more trucks means juggling massive overhead costs. When your capital is tied up in unpaid invoices, expanding your operations or taking on higher-paying lanes becomes nearly impossible. Our customizable fleet factoring programs are engineered to remove financial friction and give you the ultimate competitive edge.
High Advances & Financial Flexibility
Industry-Leading Advances: Stop waiting on slow-paying brokers. Get advances up to 95% to 98% of your freight bills within 24 hours of delivery.
We'll Strive to Beat Any Competitor's Rate: Your profitability matters. Our objective is to outperform the competition with flexible terms and highly competitive rates designed specifically to lower your cost of capital.
Customized Funding Structure: Every fleet is unique. We don't force you into rigid, one-size-fits-all contracts. Your funding is completely customized to align with your seasonal patterns and growth goals.
Factoring Freedom: You are in the driver's seat. You choose exactly which invoices or customers to factor, leaving you in full control of your account.
Advanced Digital Tools & Zero Administrative Burden
Non-Recourse Protection: Protect your bottom line against bad debt. With our non-recourse freight factoring, we assume the credit risk. If your customer files for bankruptcy or defaults on payment, your cash is fully protected.
24/7 Free Online Credit Checks: Never take a risky load again. Access our free online portal anytime, day or night, to check the creditworthiness of potential shippers and brokers before you accept a rate confirmation.
Seamless Electronic Submission: Say goodbye to administrative delays. Submit your invoices electronically with little to no extra paperwork, keeping your back office lean and efficient.
Automated Invoice Generator: Streamline your billing process using our intuitive, built-in digital invoice generator to save hours of manual data entry.
Real-Time Online Reporting: Track your funded invoices, reserves, and collections instantly with our comprehensive digital dashboard.
Fleet Incentives & Dedicated Support
Immediate Fuel Advances: Don't let an empty tank stop your fleet. Access immediate cash advances on loaded containers or trailers to get your drivers on the road instantly.
Integrated Fuel Card Program: Give your drivers access to major discounts while maintaining complete oversight of your operational fuel spend.
Excellence in Customer Service: Forget automated phone trees. Your fleet will be backed by a dedicated account management team that understands Canadian transport logistics inside and out.
Owner-Operator & Small Fleet Programs (1 to 3 Trucks)
Elite Back-Office Support Built for Small Carrier Growth
When you run a small fleet or operate as an independent owner-operator, your time is your money. Spending hours parked at a truck stop filling out paperwork, chasing down brokers for payment, and managing collections robs you of driving time. We act as your virtual back office, providing big-carrier perks tailored perfectly for small businesses.
Complete Back-Office Administration
Invoicing Handled For You: Send us your rate sheets and bills of lading, and we will handle the rest. We create the professional invoices and submit them directly to your customers.
Schedule of Accounts Management: We compile, organize, and maintain your schedules of accounts, giving you a clean financial paper trail without the administrative headache.
Instant Online Credit Approvals: Need to book a load on a broker board right now? Use our instant mobile credit check tools to get immediate approvals on the go, ensuring you never miss a profitable lane.
Risk Mitigation & Guaranteed Savings
True Non-Recourse Factoring: A single non-paying customer can bankrupt a small trucking business. Our non-recourse program ensures that once we buy your invoice, the payment risk is ours—not yours.
Guaranteed Competitive Fees: We keep our fees low and transparent to ensure you keep more money in your pocket. Our objective is to beat any competing offer you bring to the table.
Industry-Leading Client Service: We treat every owner-operator with the same level of respect, speed, and dedication as our largest fleets. You always have a partner in your corner.
Premium Fuel Access: Maximize your mileage from day one with immediate enrollment in our nationwide network fuel program.
The Premium Cross-Border Fuel Card Program
Slash Your Operational Costs Across Canada & The United States
Fuel is typically a carrier's single largest ongoing expense. To help both growing fleets and owner-operators protect their profit margins, our freight factoring services include seamless access to our premium corporate fuel card program.
Universal Acceptance
Run cross-border lanes with confidence. Our fuel card is widely accepted at major truck stops, travel plazas, and independent stations throughout Canada and the USA.
Discounts At The Pump
Gain leverage from our massive network buying power. Save significantly on every liter and gallon of diesel your trucks consume.
No Minimum Usage Requirements
Whether you operate one truck or fifty, you enjoy the exact same competitive fuel discounts. There are no volume quotas or minimum usage penalties.
Low, Simple Transaction Fees:
Avoid hidden network fees, administrative surcharges, or statement processing costs. We keep our transaction fees low, transparent, and completely predictable.
Online Account Maintenance & Management
Monitor transactions, set strict spending limits by driver or truck, activate or deactivate cards instantly, and download clean tax reports via our secure online portal.
24/7 Roadside Customer Service
Trucking doesn't stop at 5:00 PM. Our bilingual customer service team is available 24 hours a day, 7 days a week, to resolve any card or account issues while your drivers are on the highway.
Get Started
For a prompt call back from our Canadian freight factoring team, please click on the "Get Started" button below. We will discuss how to create a customized facility that supports the continued growth of your trucking company.
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